Ready to BUY? What you need to know about the Mortgage Process:

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We all know the old line about location. But buying a home takes research, research, research, too. You will want to determine: How much you can comfortably afford. The pre-approval process, which entails full documentation and credit check, is the best way to determine the numbers that are right for you. Early in your search,…
Close attention to detail can minimize the impact of a bad location or small room. Every room has positive and negative features, it’s what you do with those features that can make a buyer excited about your space. Take a look around the space you’re sitting in right now – is there a glaring eye-sore,…
It may be an even better idea to BUY A HOME NOW! The Federal Reserve announced today that interest rates will increase by 0.25 percent , or 25 basis points. The last time the Fed raised rates, “the iPhone didn’t even exist,” says Mark Fleming, chief economist for title insurance company First American Financial Corporation….
Before you buy a home – 1. Understand how much you can afford by determining your debt-to-income ratio and estimated payments (visit bankrate.com and tick “calculators” for an idea). Your first step should be to GET PRE-APPROVED by your mortgage lender or bank. 2. Understand the basics of financing and what you really can afford….
Existing-home sales were up 1.7 percent to a seasonally adjusted annual rate of 5.45 million in April from an upwardly revised 5.36 million in March, according to new data from the National Association of Realtors (NAR). Last month’s sales were six percent higher on a year-over-year basis and also marked the second consecutive month of…
Rental properties can help level out the peaks and valleys in your portfolio. Is a bear market on the way? That’s the question experts and investors alike have been debating for months. Given the cyclical nature of the market, it’s unrealistic to expect the current bull market to continue its run forever. What’s uncertain is…
Owning a home is a keystone of wealth… both financial affluence and emotional security.